Salary / Paycheck Calculator

How to use it

1. Choose annual or hourly mode, then enter salary or hourly rate, hours, weeks, overtime, filing status, pre-tax deductions, other income, and an optional comparison salary. These inputs shape taxable income and show how much of a pay change survives federal taxes and deductions.
2. Read estimated annual take-home, net monthly pay, the effective tax rate, and the take-home delta against the comparison salary; in annual mode you also get the salary's hourly equivalent. The charts break gross pay into federal tax, employee FICA, pre-tax deductions, and net, and show gross and net per monthly and biweekly paycheck. Treat it as a 2026 federal-planning model: state and local taxes, credits, and itemized deductions are excluded.
3. Base job or comp decisions on take-home delta instead of gross delta. A $10,000 gross increase often converts into only part of that after tax, and overtime-heavy earnings are less reliable than the same income in base pay.
4. Use the output to compare offers, decide how much 401(k) or other pre-tax deductions you can afford, and identify the minimum gross salary required to hit a target monthly take-home. If the comparison delta is small, negotiate remote flexibility or benefits instead of only chasing headline pay.
5. Re-run when withholding assumptions, deductions, overtime, or offer terms change, and again when federal brackets update. Compare the model to real paystubs a few times per year so your planning assumptions stay anchored to reality.

Questions people usually ask

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Background on the Salary / Paycheck Calculator

• Formula Employee Cost Formula

  Discover the 'Fully Loaded Employee Cost' formula to accurately budget for new hires. Understand salary, taxes, benefits, and overhead to make informed.

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• Examples Employee Cost Examples

  Uncover the true expenses of hiring with our employee cost examples. Learn to factor in hidden costs, benefits, and turnover for smart business decisions.

• Statistics 15 Hiring Statistics

  Hiring statistics on cost-per-hire, time-to-fill, benefit loads, and labor-market turnover, each taken from a named primary source: SHRM, the BLS JOLTS and ECEC programs, and the SBA.

Articles

• 11 min read Hiring Calculus: When a $90k FTE Beats a $120k

  Hiring Calculus: When a $90k FTE Beats a $120k: the total cost of an employee vs a contractor isn't salary alone. Benefits, taxes, equipment, productivity.

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  Total cost to company runs 1.25-1.4x base in the US: a $100k hire really costs $125-140k. Build the fully loaded number from BLS Employer Costs data.

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Use it from code

The same calculation as a JavaScript module you can import. It runs where you import it, with no request, key or rate limit.

import { compute } from "https://aibizhub.io/engines/salary-calculator.js";

Input and output contract, TypeScript types and the guide for agents.