{
  "calculator": "freelance-rate-capacity-planner",
  "title": "Freelance Rate + Capacity Planner",
  "site": "AI Biz Hub",
  "input": {},
  "defaults_used": {
    "target_annual_income": 140000,
    "annual_business_overhead": 22000,
    "tax_rate_percent": 28,
    "buffer_percent": 15,
    "working_weeks_per_year": 46,
    "working_hours_per_week": 40,
    "billable_utilization_percent": 65,
    "project_hours": 35
  },
  "result": {
    "minimumViableHourlyRate": 180.97,
    "targetHourlyRate": 208.12,
    "stretchHourlyRate": 239.34,
    "requiredHourlyRate": 208.12,
    "requiredDayRate": 1664.96,
    "requiredProjectRate": 7284.2,
    "billableHoursPerYear": 1196,
    "utilizationSensitivity": [
      {
        "utilizationPercent": 50,
        "requiredHourlyRate": 270.56
      },
      {
        "utilizationPercent": 60,
        "requiredHourlyRate": 225.46
      },
      {
        "utilizationPercent": 70,
        "requiredHourlyRate": 193.25
      },
      {
        "utilizationPercent": 80,
        "requiredHourlyRate": 169.1
      },
      {
        "utilizationPercent": 90,
        "requiredHourlyRate": 150.31
      }
    ],
    "warnings": [
      "Required hourly rate is high. Re-check scope, utilization, and target assumptions."
    ],
    "assumptionsEcho": {
      "annualRevenueNeededNoBuffer": 216444.44,
      "annualRevenueNeededWithBuffer": 248911.11,
      "availableHoursPerYear": 1840,
      "billableUtilizationPercent": 65,
      "taxRatePercent": 28
    }
  },
  "provenance": {
    "run": "https://aibizhub.io/api/run/freelance-rate-capacity-planner",
    "page": "https://aibizhub.io/freelance-rate-capacity-planner/",
    "methodology": "https://aibizhub.io/freelance-rate-capacity-planner/",
    "contract": "https://aibizhub.io/contracts/freelance-rate-capacity-planner.json",
    "engine": "https://aibizhub.io/engines/freelance-rate-capacity-planner.js",
    "engine_sha256": "d64a6e43627938e5fd9413311526d95e31481f9c9fbb4728bd5472f23a9ffff6",
    "build": "42c727dd573e245d1be09199a062c665d7f6f47e",
    "prices_verified": "2026-10-24",
    "prices_source": "https://aidevhub.io/api/models.json"
  },
  "disclaimer": "Business planning estimates — not legal, tax, or accounting advice.",
  "license": "https://creativecommons.org/licenses/by/4.0/",
  "cite": "AI Biz Hub, Freelance Rate + Capacity Planner (engine d64a6e436279), https://aibizhub.io/api/run/freelance-rate-capacity-planner"
}