{
  "calculator": "employee-cost-calculator",
  "title": "Employee Cost Calculator",
  "site": "AI Biz Hub",
  "input": {},
  "defaults_used": {
    "annual_salary": 100000,
    "currency": "USD",
    "social_security_rate": 6.2,
    "social_security_wage_base": 184500,
    "medicare_rate": 1.45,
    "futa_rate": 0.6,
    "suta_rate": 2.7,
    "suta_wage_base": 7000,
    "workers_comp_rate": 1,
    "health_insurance_annual": 7000,
    "retirement_match_percent": 3,
    "pto_weeks": 3,
    "equipment_annual": 2000,
    "software_annual": 1200,
    "office_space_annual": 5000,
    "training_annual": 1500,
    "recruiting_cost": 0
  },
  "result": {
    "currency": "USD",
    "baseSalary": 100000,
    "employerTaxes": 8881,
    "payrollTaxes": 7881,
    "workersComp": 1000,
    "benefitsCost": 10000,
    "overheadCost": 9700,
    "totalAnnualCost": 128581,
    "costMultiplier": 1.29,
    "effectiveHourlyRate": 65.6,
    "monthlyBurn": 10715.08,
    "breakdown": [
      {
        "label": "Base Salary",
        "amount": 100000,
        "category": "Salary"
      },
      {
        "label": "Employer Payroll Taxes",
        "amount": 7881,
        "category": "Taxes"
      },
      {
        "label": "Workers' Compensation",
        "amount": 1000,
        "category": "Insurance"
      },
      {
        "label": "Health Insurance",
        "amount": 7000,
        "category": "Benefits"
      },
      {
        "label": "Retirement Match",
        "amount": 3000,
        "category": "Benefits"
      },
      {
        "label": "Equipment",
        "amount": 2000,
        "category": "Overhead"
      },
      {
        "label": "Software",
        "amount": 1200,
        "category": "Overhead"
      },
      {
        "label": "Office Space",
        "amount": 5000,
        "category": "Overhead"
      },
      {
        "label": "Training & Development",
        "amount": 1500,
        "category": "Overhead"
      }
    ],
    "taxBreakdown": [
      {
        "label": "Social Security",
        "rate": 6.2,
        "taxableWages": 100000,
        "amount": 6200,
        "kind": "payroll tax"
      },
      {
        "label": "Medicare",
        "rate": 1.45,
        "taxableWages": 100000,
        "amount": 1450,
        "kind": "payroll tax"
      },
      {
        "label": "Federal unemployment (FUTA)",
        "rate": 0.6,
        "taxableWages": 7000,
        "amount": 42,
        "kind": "payroll tax"
      },
      {
        "label": "State unemployment (SUTA)",
        "rate": 2.7,
        "taxableWages": 7000,
        "amount": 189,
        "kind": "payroll tax"
      },
      {
        "label": "Workers' compensation",
        "rate": 1,
        "taxableWages": 100000,
        "amount": 1000,
        "kind": "insurance"
      }
    ]
  },
  "provenance": {
    "run": "https://aibizhub.io/api/run/employee-cost-calculator",
    "page": "https://aibizhub.io/employee-cost-calculator/",
    "methodology": "https://aibizhub.io/employee-cost-calculator/",
    "contract": "https://aibizhub.io/contracts/employee-cost-calculator.json",
    "engine": "https://aibizhub.io/engines/employee-cost-calculator.js",
    "engine_sha256": "2113e0d7635ece78fae0deb1be9de4150f75be29a0f987d0f38857ac35717a91",
    "build": "42c727dd573e245d1be09199a062c665d7f6f47e",
    "prices_verified": "2026-10-24",
    "prices_source": "https://aidevhub.io/api/models.json"
  },
  "disclaimer": "Business planning estimates — not legal, tax, or accounting advice.",
  "license": "https://creativecommons.org/licenses/by/4.0/",
  "cite": "AI Biz Hub, Employee Cost Calculator (engine 2113e0d7635e), https://aibizhub.io/api/run/employee-cost-calculator"
}